Hurricane coverage

How named-storm and wind coverage work, including percentage deductibles and what policies typically include.

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Example of a 2 percent named-storm deductible on a $300,000 Louisiana home

Hurricane coverage

Named-Storm Deductibles in Louisiana: What You Will Actually Owe After a Hurricane

A named storm deductible is the amount you pay out of pocket before your homeowners policy pays for wind damage from a storm the National Hurricane Center has…

Rachel Smith · September 25, 2026

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