Citizens exits

Plain-language guides on Louisiana Citizens policies, depopulation offers, and moving to a private carrier.

All Costs & rates Citizens exits Hurricane coverage Flood Premium reduction Auto law Auto coverage Switching Claims Terminology Local Storm prep

Louisiana homeowner reviewing a Citizens renewal notice next to private-market options

Citizens exits

Louisiana Citizens Renewal Coming Up? How to Move to a Private Carrier in 2026

If you have a Louisiana Citizens policy, you are not locked in. You can shop the private market at any time, and many Citizens policyholders in the New…

Rachel Smith · September 25, 2026